Fintech is shorthand for ‘technology in financial services’. The technology of Fintech makes financial services easier and more efficient. Disruption is a trend that describes how rapid change and innovation in a market eventually displaces the incumbent. For example, think of how outsiders Amazon disrupted traditional bricks and mortar book shops, or how Uber has revolutionised how we order and […]
Browse wrap agreement A properly drafted browse wrap agreement can help a business ensure its website online terms and conditions are enforceable. In 2014 many businesses operate and transact solely online. It is therefore becoming extremely common for websites to use electronic terms and conditions of use and sale rather than written contracts. However, courts have […]
Mark Adair examines what exactly a warranty is, when it should be used, and what the consequences are of using it.