Brexit

Brexit: What it means for Fintech in Ireland and the UK

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Fintech Brexit

Financier Worldwide recently interviewed me about the potential effects Brexit will have on the UK’s fintech industry. You can read all of Richard Summerfield’s great article here. This story made me think. What about the effect Brexit will have on fintech the UK’s closest neighbour, the Republic of Ireland? With the two countries having so […]

Fintech

Focus On The New GDPR Fintech: Money Talks

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GDPR fintech

Parts of this article were originally published as part of a GDPR Fintech piece in the Sunday Business Post on 30 April 2017 called “The Sting In The GDPR Tail”. You can subscribe to the Sunday Business Post here. Data Protection Changes Affecting Fintech The General Data Protection Regulation (GDPR) comes into legal force from 25 May 2018. It replaces a lot of the current […]

Fintech

Fintech Disruption: banking, mobile payments and regulation

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Fintech law disruption

Fintech is shorthand for ‘technology in financial services’. The technology of Fintech makes financial services easier and more efficient. Disruption is a trend that describes how rapid change and innovation in a market eventually displaces the incumbent. For example, think of how outsiders Amazon disrupted traditional bricks and mortar book shops, or how Uber has revolutionised how we order and […]

Fintech

Fintech in Ireland: Investment and Innovation

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FinTech in Ireland

The text of this Fintech in Ireland article originally appeared in the January 2016 edition of PaymentCompliance magazine and is reproduced here with permission. You can subscribe to PaymentCompliance here Introduction Since the 1980s Ireland has transformed itself into a global hub for technology and international financial services (IFS). In 2015 the Irish government published “A Strategy […]

Contract Law

Browse wrap agreement: Top 7 secrets

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browse wrap agreement

Browse wrap agreement A properly drafted browse wrap agreement can help a business ensure its website online terms and conditions are enforceable. In 2014 many businesses operate and transact solely online. It is therefore becoming extremely common for websites to use electronic terms and conditions of use and sale rather than written contracts. However, courts have […]

Fintech

Spam Email: Spamalot – now for something completely different

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spam email

In this article I will explore the history of spam email, recent breaches of the Spam Act which resulted in the offenders being fined up to $160,000 for sending spam email and how your business can send marketing emails that are legal by remembering ‘The Rule of 3’. Question about spam email Let me ask you a […]